Septic vs Sewer: Don’t Get Flushed by Unexpected Costs

When I’m advising a client during their home search, I want to avoid surprises as much as possible. I don’t have a crystal ball, and homeownership always comes with a few surprises; but some of those surprises can be avoided with the right knowledge upfront. While it is far more exciting to consider the location of your new home, or the layout and curb appeal, it’s also important to consider what’s underneath all of that. Whether a home is connected to a septic system or municipal sewer can impact maintenance responsibilities, potential repair costs, and even property value. Before you buy, let’s break down the pros and cons of each system and the red flags to watch for so you don’t get flushed by unexpected costs!

Septic vs. Sewer: What’s the Difference?

●     Septic System: A private, on-site wastewater treatment system that uses a tank and drain field to filter and disperse household waste.

●     Sewer System: A publicly managed system that directs waste to a municipal treatment plant through underground pipes.

Both systems serve the same purpose—disposing of wastewater—but they operate differently and come with distinct responsibilities for homeowners. Typically, if you’re looking for a home in city limits, your home will be connected and reliant on the city sewer system. If you’re looking in the county, you may be considering homes with larger lots with a septic system.

Pros & Cons of Septic and Sewer Systems

Red Flags to Watch for Before Buying

When I’m walking a home with clients, I keep an eye out for red flags I’ve seen before. While I’m not a certified inspector, I know what questions to ask and what could be a potential concern. When it comes to homes with septic systems, I look for large trees that may be too close or on top of the drainage field. I also ask questions to the listing agent or seller regarding the history. If a system hasn’t been pumped in several years, it could mean that repair needs will pop up on an inspection. It’s also prudent to observe if there is an odor or the ground is unusually soggy where the field is located.

That Said…

A home’s wastewater system might not be the most exciting aspect of homebuying, but it’s crucial to understand before making an offer. Whether you’re looking at a property with a septic system or city sewer, knowing what to expect can help you avoid costly surprises down the road.

Are you house hunting in Wake County and need guidance on what to look for? Let’s chat! I can help you navigate every aspect of the homebuying process—above and below ground.